Investors deploy capital for secured, asset-backed returns. Operators bring deals and hustle. We match them and manage the entire flow.
A two-sided marketplace connecting capital with opportunity
You have capital seeking strong, secured returns
They have deals, skills, and hustle
Choose the investment profile that matches your portfolio
All properties independently valued at 65–75% LTV for maximum margin of safety.
Full title insurance on every loan secures your first-position mortgage lien.
Operators thoroughly vetted for experience, track record, and skin in the game.
Transparent reporting on every active loan with photos and status updates.
First-lien position backed by appreciating real estate, not unsecured promises.
Recent projects funded and executed by our operator network
Timeline: 4 months
Timeline: 11 months
Timeline: 6 months
Real-time portfolio tracking and performance insights
Last updated today at 2:15 PM
Fast capital for experienced flippers, rehabbers, and deal-finders
We move fast. Pre-approved operators can close funding within days, not weeks. Speed is your competitive advantage in real estate.
We know Bristol County inside and out. Our underwriting understands local comps, municipal timelines, and what actually sells in your market.
Financing tailored to your project timeline. Bridge loans, full acquisition + rehab packages, and draw schedules that work for you.
You don't need capital or a contractor license. If you can spot a distressed property with potential, we'll pay you for it.
Drive your neighborhood, check auction lists, talk to probate attorneys, scan MLS for price drops. If it looks like a flip opportunity, it probably is.
Send us the address, photos, and any details you have. Our team will run comps, estimate rehab costs, and determine if the numbers work within 48 hours.
If we close on the deal, you earn a finder's fee at closing. No risk, no capital required, no license needed. Just your eyes and hustle.
Typical finder's fee per accepted deal, paid at closing. The bigger the deal, the bigger the fee.
Skip the lowball bids. Work on funded rehab projects and get paid above market rate when the property sells.
Accept deferred payment and earn 15–25% above standard rates. Your patience is rewarded when the flip closes and everyone profits.
No more chasing leads. Our pipeline of funded projects means steady work for reliable contractors who deliver quality on schedule.
Every project is backed by a funded deal with clear title and investor capital. Your payment is secured by the property itself.
All contractors in the OPTOPM network must be licensed and insured. Permits are always required — no shortcuts. Every project must meet all applicable state and federal building codes. We protect our investors, our operators, and the communities we build in by holding every trade to the highest professional standard.
You complete the work at agreed milestones. Instead of waiting for a homeowner to scrape together payment, your full premium rate is paid from sale proceeds at closing — guaranteed by the deal structure and backed by investor capital.
We buy properties in any condition. Fire damage, water damage, hoarder houses, probate, tax liens, code violations, vacant lots, outdated estates — if it has an address, we want to hear about it.
Fast, fair cash offers. No repairs needed. No realtor commissions. Close on your timeline.
Every flip needs a team. We connect our projects with trusted professionals across every trade and specialty.
Closings, title work, lien resolution
Listing photos, drone shots, virtual tours
Staging for maximum sale price
Full replacements, repairs, inspections
Heating, cooling, ductwork installs
Rough-in, fixtures, water heaters
Panel upgrades, rewiring, inspections
Hardwood, LVP, tile, carpet
Replacements, energy-efficient upgrades
Custom and semi-custom cabinetry
Full gut renovations, tile, vanities
New systems, Title 5 inspections, repairs
Interior, exterior, deck staining
Curb appeal, hardscaping, cleanup
Hoarder houses, estate cleanouts, demo
Staging furniture, rental packages
If your business supports real estate rehab, renovation, or sales — there's a place for you in the OPTOPM network. Get consistent project referrals and premium pay.
Everything you need to know about investing with OPTOPM
Hear from the people earning real returns
"I was skeptical about private lending until I saw the documentation OPTOPM provides. First-lien position, title insurance, independent appraisals — they do it right. Two deals funded, both returned exactly as projected."
"The monthly reporting alone sets this apart. I know exactly where my money is, what stage the rehab is at, and when I'm getting paid. This is how private lending should work."
"After 20 years in stocks, I wanted something tangible. With OPTOPM, I can drive by my investment. The returns beat my portfolio and I sleep better at night knowing it's backed by real property."
Applications are reviewed individually. We accept fewer than 15% of applicants to maintain deal quality and investor returns.
Your application has been placed in our review queue. A member of our investment team will evaluate your profile and reach out within 48 hours if you're selected for the next funding round.
Not an investor? Select your role below and tell us about yourself.
We've received your information. Our team will review your profile and be in touch within 1–2 business days.
